Custom tailored insurance plans for your key executives and professionals.

Executive Carve Out Life Insurance Plans

When employers want to provide large life insurance benefits to their key executives and professionals they many times have to look beyond group term insurance.  PFG is an expert in designing and administering Executive Carve Out Life insurance plans. We provide individually owned policies on a guaranteed issue basis.  The cost of the coverage is usually less than the imputed income amount that would be created from an equal amount of group term insurance.  The executive participant experience less taxable income at no additional cost to the corporation.

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