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Variable life and annuity products, as well as other securities products, may be sold in the following states: Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Maryland, Massachusetts, New Jersey, Nevada, New York, Ohio, Pennsylvania, Texas, Utah and Virginia. Residents of other states should consult with a local registered representative for securities products.

Proper state registration is mandatory prior to conducting business in any state. Securities offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA / SIPC. Pfleger Financial, Inc. is owned and operated independently from M Holdings Securities, Inc. Pfleger Financial, Inc. is a member of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.

Check the background of this Firm and/or investment professional on FINRA's BrokerCheck.

Jeffrey A. Pfleger Managing Principal japfleger@pflegerfinancial.com	James M. Pfleger, CLU Managing Principal jpfleger@pflegerfinancial.com	H. Jack Pfleger, Jr., CLU Founder (1935-2018)
Manuel Vidal mvidal@pflegerfinancial.com	Spencer David, JD sdavid@pflegerfinancial.com	Manuel Alejandro Vidal mavidal@pflegerfinancial.com
Danielle Vidal dvidal@pflegerfinancial.com	Erenia San Luis Individual Life Insurance esanluis@pflegerfinancial.com	Sylvia Petillon Executive Benefits spetillon@pflegerfinancial.com
Maria Salome Aguero maguero@pflegerfinancial.com	Vivian Aguero vaguero@pflegerfinancial.com